We at Social Security Disability 101 are committed to protecting and honoring your online privacy and recognize your need for protection and management of any personally identifiable information you share with us.
If you choose to provide us with your Personal Information on the Web, we may transfer that Information within Social Security Disability 101or to Social Security Disability 101's third-party service providers. Social Security Disability 101strives to comply with ALL applicable laws around the world that are in place to protect your privacy.
(Updated of April 20th, 2013)
This Site is not directed at persons under the age of 18. Persons under the age of 18 must not send any personal information to Social Security Disability 101 under any circumstances, including but not limited to name, address or email address.
Your Privacy is Important to Us
Information We Collect
The information that we collect includes personal information about you that we or certain of our Third Party Providers consider necessary for performing a preliminary evaluation of your qualifications to receive applicable products and/or services. To the extent that you can order products or subscribe to a service(s), the type of personally identifiable information that may be collected may include: name; address; e-mail address; telephone number; fax number; credit card information; information about your interests in and use of various products, programs, and services; education level; educational interests; home owner status; income; debt level; current mortgage; mortgage rate and the like. To the extent that you are requested and you do submit information about other people, such information will be limited recipient's name, address, e - mail address, and telephone number.
In addition to the personal information you provide to us, we collect certain information online and offline arising out of your use of our Site, including but not limited to the number and type of offers you have responded to and completed. When you visit our Site, we automatically tracks certain non personally identifiable information with respect to your behavior on the Site through the cookie we place in your browser. This non personally identifiable information may include the Internet address or URL that you just came from and the URL to which you go next; your computer browser information; and your IP address. We use this non personally identifiable information in conjunction with some of the information that you provided to conduct internal research on users' demographics and behavior and to better understand how to serve users of the Site. The aforementioned information cannot, by itself, be used to gather any personally identifiable information about you, but it will allow us to track the overall effectiveness of our online advertising campaigns. Third parties may also set cookies on or through the service to track Site usage and to track the overall effectiveness of our online advertising campaigns.
We use both session cookies, which terminate when a user closes his/her browser, and persistent cookies, which remain on the user's computer until manually deleted. You may decline our cookies if your Web browser software permits, although this may prevent you from accessing certain features of the Service.
We track certain non personally identifiable information through server log files. This includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp and number of clicks to analyze trends and administer the Site, track user's movement in the aggregate and gather broad demographic information for aggregate use. We use your IP address at times to help identify you as you browse and to gather broad technical and demographic information on who uses the Site. We do not tie server log files to personally identifiable information.
We may employ and certain Third Party Providers may employ a software technology called clear gifs (also known as Web Beacons or Web Bugs). Clear gifs help us better manage content through the service by informing us what content and which campaigns are effective. Clear gifs are tiny graphics, about the size of a period at the end of a sentence, with a unique identifier. Clear gifs are similar in function to cookies and are used to track the online movements of Web users. In addition, we and certain Third Party Providers may use clear gifs in HTML-based emails. This allows us and the Third Party Provider to gauge the effectiveness of certain communications and the effectiveness of marketing campaigns by showing how many emails the recipients have opened. We do not tie clear gifs to personally identifiable information.
How We Use Your Information
We may perform a preliminary validation of any information that you submit to Social Security Disability 101 and an evaluation of your qualifications for our Third Party Providers' products and services. For example, we may compare and review your personal information for errors, omissions, and accuracy based upon past usage and response; or compare your information against other publicly available files; or validate some of the personal information to verify that the information you submitted has a high probability of being valid information.
Based upon your affirmative consent, as evidenced by your clicking on the applicable acknowledgement box and/or your registration on a Site (i.e., your submission of the requested information, including your personally identifiable information), we may use the information you provide to attempt to match you with providers of products and services (for example, using your zip code to check for service providers whose service area covers your location) and/or we may forward the information that you provided directly to certain of our Third Party Providers. We may sell or transfer individual information to other Third Parties for any legally permissible purpose, please see Sharing Your Information.
We reserve the right to collect information about you and store it in connection with other online or offline information we may possess or obtain about you to create a general user profile. This profile may be created by combining your information with other sources of information such as information obtained from public databases, or from your browsing habits surrounding your visit to this Site.
From time to time, we may contact you via e-mail advertising, telephone marketing, direct mail marketing, online banner advertising or other means to inform you of additional opportunities to receive special offers for other services and/or products that we believe may be of interest to you. By providing your contact information when using the Service, you are entering into a business relationship with Social Security Disability 101 and are further requesting, and expressly consenting to, being contacted by Social Security Disability 101 and our Third Party Providers via telephone, fax, email, surface mail or any other means, at any of your contact numbers or addresses, even if you are listed on any federal, state or other applicable "Do Not Call" list, in order that Social Security Disability 101 may provide the services set forth on the Site or for other purposes reasonably related to your service request and the business of Social Security Disability 101, including marketing-related emails. You are under no obligation to accept any service or product offered through these communications.
From time to time, we may send you certain transactional messages relating to the Service, such as service announcements, administrative messages, etc.
To the extent that we collect your credit card information, we will use the information for verification purposes and/or for transmitting the information to the specific Third Party Providers authorized by you for the purpose of completing your requested transaction. Your credit card information will be encrypted during transmission. In addition, by submitting your credit card information to us, you authorize us to verify that your credit card account is valid by charging, and thereafter immediately crediting, a small sum to the card. Such verification may be conducted through a third-party and, in that case, we would share your specific credit card information with this third-party for verification purposes. Notwithstanding the foregoing, we reserve the right to share with third-parties the fact that we have credit card information on file for specific users.
Certain sensitive information such as credit card numbers or other information such as social security numbers and drivers licenses ("Financial Information") collected on the Site and the associated data are encrypted and protected with SSL encryption software from the time it is captured by our application to the time it is transmitted to our servers. For more information on the encryption and protection of your information, please see How We Protect Your Privacy.
In the event we offer product and/or services where your credit card information is required to process your requested transaction, we may store your credit card information to facilitate your authorized transactions.
Sharing Your Information
By providing personal information when using the Sites, you are entering into a business relationship with Social Security Disability 101's Third Party Providers and are requesting, and expressly consenting to, being contacted by our Third Party Providers via telephone, fax, email, surface mail or any other means, at any of your contact numbers or addresses, even if you are listed on any federal, state or other applicable "Do Not Call" list, in order that our Third Party Providers may provide the services set forth on the Site or for other purposes reasonably related to your service and/or product request to which you have expressed interest and the business of our Third Party Providers, including marketing-related emails.
PLEASE NOTE: submission of YOUR telephone number(s) and a best time to be called is YOUR authorization and request to be called at the telephone number(s) YOU provide.
We may also transfer or share non-individualized information, such as summary or aggregated anonymous information about all persons or sub-groups of persons visiting this site.
In order to provide the products or services you have requested, we may disclose the information we collect to companies that perform services on our behalf, such as email communications management firms or call center providers.
How We Protect Your Privacy
If you have any questions about security on our Web site, you can mail us at the address indicated below in the Contact Us section.
Social Security Disability 101
Special Notification for California Residents
Individual customers who reside in California and have provided their personal information may request information regarding disclosures of this information to third parties for direct marketing purposes. Such requests must be submitted to us at the following firstname.lastname@example.org. This request may be made no more than once per calendar year. We reserve our right not to respond to requests submitted other than to the address specified in this paragraph.